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Providing expert lending solutions
(804) 363-2861

  • Marketing

    We’ve designed marketing stage targeting models and credit policies for a range of firms.  We focus on applying advanced techniques while also driving practical value.  Whether the question is who to target or what to preapprove, 2nd Order consistently comes up with sophisticated value generation.


  • Underwriting

    Deciding how to extend line, set price, or set approve/decline are some of the great issues in lending. On a range of products (installment loans, credit cards, auto loans, etc.) 2nd Order has deep experience in underwriting to meet economic targets.


  • Collections

    Collecting on delinquent receivables requires a combination of analytics and operational pragmatism. Our principals have designed collections models and strategies for a wide variety of firms. We also have substantial line operational experience so know how to design sophisticated strategies that can be executed by the line.

Providing World-Class Lending Solutions to Financial Institutions

2nd Order brings deep technical expertise, a focus on the bottom line, and world-class experience to the challenges of today’s lending. We thrive at the junction between cutting edge data science and world-class lending strategies.

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